Chapter 247: Chapter 236: 30,000,000 Received Chapter 247: Chapter 236: 30,000,000 Received Back at the bank, Lu Jiaxin went to see the head cashier of HSBC Bank. Handing over the completed banker’s draft with the amount filled in,
Lu Jiaxin politely said, “I hope your bank can transfer this money into my account.”
The most important thing for a bank is its reputation. Moreover, this is a century-old bank, not sothing that He’s Enterprises can compare with, so she wasn’t worried that the head cashier would leak the information. The money was not transferred from Gu Xiuxiu’s bank account, so even if the He Family investigated the transaction records later, they wouldn’t find anything.
Once he confird there were no issues with the banker’s draft, the head cashier imdiately called a senior officer to transfer the money into Lu Jiaxin’s account.
The senior officer, Wu Ziyue, told Lu Jiaxin after depositing the money that the interest on ti deposits would be quite high, much more profitable than keeping it in an account.
Why would Lu Jiaxin consider a ti deposit, which would only benefit the bank: “Keeping money in the bank isn’t profitable; investing it is.”
Wu Ziyue imdiately recomnded that she could buy stocks, funds, or bonds, and even suggested three particular stocks. In Hong Kong, it’s possible to trade stocks and conduct foreign exchange trading with bank accounts.
Lu Jiaxin had already planned to buy stocks. Seeing that he recomnded HSBC (naturally promoting their bank first), Cheung Kong Holdings, and Hutchison Whampoa, three blue-chip stocks, she had a good impression of him: “I’ll take your advice and buy stocks. In addition to the three you ntioned, add Hang Seng Bank and New World Developnt, six million for each stock.”
Wu Ziyue quickly completed the transaction for her.
After receiving the stock transaction receipt, Lu Jiaxin said she wanted to engage in foreign exchange trading in the future. It was a rather subtle way to express it, but in reality, it was currency speculating, officially known as foreign exchange margin trading.
Wu Ziyue, of course, wouldn’t turn away business, but he did inform her of one thing: “Miss Lu, opening a foreign exchange account requires a deposit of five hundred thousand as a margin.”
Lu Jiaxin knew she only had two hundred and eighty thousand in her account, which she had set aside for daily expenses. She nodded and said, “Then I’ll co back to do it next ti. Manager Wu, my guardian is unwell and the doctor has advised against going out frequently. Can I handle this myself?”
Wu Ziyue said that would be no issue, as if to suggest that it would be problematic if she decided to sell the stocks and transfer all the money out. With Miss Lu having such a large sum of money under her na and Madam Guh not interfering, it clearly showed great trust in her. In Hong Kong, the sons and daughters of wealthy families are sotis involved in business and investnts from their early teens.
By the ti she finished, it was already three-thirty. On her way back, Lu Jiaxin felt a bit downcast and said to Gu Wenfeng, “If only I had known, I would have added one more year to my age when I beca a resident of Hong Kong last year.”
This woman, like others, only preferred to make herself look younger, unless for special reasons no one liked to claim they were older, and she was no exception. Alas, who could have expected Auntie would develop Alzheir’s disease, causing such trouble now, forcing her to bother Su Heyuan again.
Gu Wenfeng rembered what she had ntioned before and said, “You told last night that the will made by soone with Alzheir’s disease could easily be contested in court. If such a will gets overturned, then Madam Guh’s guardianship over you could also be invalidated, and a new guardian could be found.”
Lu Jiaxin nodded, indicating this was also what she had in mind, but now there was a bit of trouble: “Changing guardianship requires a lawyer’s presence. The Guh Residence is as leaky as a sieve right now. As soon as a lawyer steps into the Guh Residence, the He Family would get wind of it. Even if it’s not about making a will, they would definitely suspect sothing if guardianship were to be changed abruptly. Once they investigate, Aunt’s long-kept secret won’t stay hidden any longer.”
The current issue was that Gu Xiuxiu wanted to keep it hidden; to stay concealed for another day was a victory. If the secret got out because of her, she would undoubtedly beco angry, and who knows, she might even bla her.
“But you can’t wrap fire in paper; the He Family will find out sooner or later.”
Lu Jiaxin said, “Yes, that’s why we need to change the guardian now. However, it seems like Aunt is holding out hope; she will likely disagree.”
Gu Wenfeng frowned and said, “Whether she agrees or not, we have to get her to sign. If the He Family finds out, they could take you back to the old residence since he is the guardian, and I won’t be able to stop them. At that point, we would have no choice but to return to the Mainland.”
In the evening, Lu Jiaxin called Su Heyuan to discuss the guardianship, “I don’t dare to take the risk. Once the guardianship falls into the hands of He Zhuliang and his wife, who knows what might happen.”
Su Heyuan felt sowhat troubled, “Jiaxin, I can’t co back right now, it will take another two weeks before I can return.”
Lu Jiaxin said with a smile, “No worries, I’ll consult a lawyer and draft the docunts first. We’ll have Aunt sign them, and when you get back, we’ll go through the procedures to change the guardianship.”
Even if it’s discovered within these two weeks, as long as we have the guardianship change docunt, we can hold off for a while. Although the He Family is after Aunt’s fortune, who knows if they might target her. It’s better to be cautious.
Su Heyuan felt a little relieved and said, “Alright, I’ll take care of things here and then head back. As soon as I arrive in Hong Kong, we’ll finalize the guardianship matters.”
“Okay.”
Then, Lu Jiaxin called Yan Yihua to discuss the issue, “Because Big Brother Su is still in the Mainland and can’t co over soon, I’m worried things might change. I want to have Aunt sign the guardianship change docunts beforehand, do you think that’s possible?”
Yan Yihua knew what she was worried about. He said that the procedure to change guardianship was complex and that rely changing the docunts wasn’t sufficient. However, even if sothing unexpected happened within these two weeks, there was no need to worry. Yan Yihua said, “Madam Guh was diagnosed with this illness the year before last, and she beca your guardian last year. If the He Family doesn’t recognize the signed guardianship change docunts, we can also apply to invalidate Madam Guh’s guardian status.”
“Okay.”
The next day, Lu Jiaxin brought over the docunt for changing the guardian.
Guh Xiuxiu saw her, and without needing Aunt Hong to tell her, she smiled and said, “Jiaxin, you’re here. You really should study and prepare for your exams instead of not listening to advice!”
Lu Jiaxin went up and took her arm, smiling, “I missed you, Aunt. And it’s inconvenient to travel to and from school since it’s so far; otherwise, I would have moved back already.”
Moving back was out of the question. She was now running a company with Su Heyuan and had many matters to discuss. There were too many traitors here; who knew what trouble could arise if soone eavesdropped. Besides, Guh Xiuxiu’s illness was like a ticking ti bomb; it was enough to visit her when possible.
Guh Xiuxiu gently patted her hand, “I don’t need your company. It’s Haifan I’m worried about. The poor child studies so hard from morning till night, he’s exhausted. Why not take him to an amusent park or shopping to relax a bit.”
Lu Jiaxin had co specifically to see Guh Xiuxiu this ti. As for Guh Haifan, there would be plenty of ti in the future, “Studying all the ti isn’t good. I’ll have him play badminton with in a bit.”
Aunt i interjected, “Miss Cousin, the weather has ward up, and Young Master Cousin has outgrown his clothes; they’re getting a bit short. You should take him to buy so nice clothes.”
Lu Jiaxin was surprised. Aunt i was a traditionalist, focused solely on caring for Guh Xiuxiu without being talkative. Her suggestion that Jiaxin take Haifan shopping for clothes must have a reason, “Okay, I’ll take him to buy clothes later.”
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