Huo Feng told Huo Mingshan about buying a house worth tens of millions in Beijing.
Such a grand gesture, Huo Mingshan had never seen anything like it in his life!
So, when he first heard the news, a look of...shock was written all over Huo Mingshan’s face on the other end of the phone!
Huo Feng didn’t hear any sound from the other end for a while and thought the call had dropped.
To his surprise, after a short mont, a loud voice burst from the other end, "Xiaoyu! Huo Feng said he bought a house in Beijing! A house for over ten million as a wedding ho!"
The voice was so loud that Huo Feng had to hold the phone away to make his ears feel better...
However, the pride in Old Huo’s voice still made Huo Feng feel very comfortable inside.
On this end of the phone, Huo Feng smiled with pride and satisfaction.
Before long, Shen Yu also joined...
Huo Mingshan turned on the speakerphone, and the couple chatted with Huo Feng together.
Compared to Huo Mingshan’s proud excitent, Shen Yu’s reaction was much calr...
And Shen Yu was quite worried.
"Xiaofeng? Why did you buy a house so quickly? Where did the money co from? Did you save it all?"
Shen Yu asked repeatedly, as if she was sowhat disbelieving, "How did you save so much money? Is it on loan? How much is the monthly paynt, is it a big pressure?"
Compared to fathers, mothers are always more worried and concerned about their children.
Listening to Shen Yu’s worries, Huo Feng smiled and said, "I paid over three million as a down paynt. As for the monthly paynt, after deducting my housing fund, it’s not much every month. After all, my company is doing well now, and I have a considerable inco each month. Sangzhi and I plan to pay it off as soon as possible. In the future, I’ll use all my take-ho pay to repay the loan, reducing the interest gradually. In short, don’t worry! I can handle the debt!"
Even after hearing Huo Feng say all this with confidence, Shen Yu was still a bit worried, "That’s a lot of money. Can you really afford it? Even though your company is profitable now, what if it goes bankrupt? How will you repay the monthly paynt then? It must be tens of thousands, right?"
Shen Yu’s worries were not groundless.
Huo Feng’s company is thriving now, thus making good profits.
But business is, after all, business; there are ups and downs!
Shen Yu feared that one day, the company might face setbacks...
What would happen with such a high monthly paynt?
Shen Yu’s concerns also affected Huo Mingshan.
On the other end, Huo Mingshan nervously asked, "Yeah. What if the company goes bankrupt? Have you thought about the consequences?"
"No problem."
Huo Feng chuckled, "Sangzhi and I discussed it. The chances of the company going bankrupt are very, very slim! Really slim! Given the current state of our company, Sangzhi and I estimated we could pay off the loan in at most two years. The probability of bankruptcy in two years is too small. Plus, if it really becos unsustainable within two years, we’ll sell the house. By then, with rising property prices, the sale would still bring in money. So, there’s no need to worry about that! Sangzhi and I have already talked it through!"
Hearing Huo Feng’s explanation, the two elder ones felt slightly relieved.
Primarily because they felt assured that Huo Feng had discussed it with Pu Sangzhi.
They both trust Pu Sangzhi a lot and believe she is a thoughtful person.
As long as the conclusion is reached after discussion between Huo Feng and Pu Sangzhi, they feel much more at ease.
Shen Yu nodded, "Alright then. Just like you said, if it becos too burdenso, you both should sell the house. Otherwise, your dad and I will also save up a bit over the next two years, and if it really becos too much, we’ll help pitch in a bit."
Huo Mingshan echoed, "Yeah. Your mother and I will try to help you as much as possible. Since you’ve bought a house, try to save where you can. By the way, haven’t you planned the renovation cost yet? We can cover it!"
Listening to Shen Yu and Huo Mingshan’s words, Huo Feng felt a rare love from his parents!
Ah~
It was almost a feeling of no regrets in this life!
Huo Feng nodded, "Got it. I’ve prepared the wedding ho. The wedding expenses will be left to you. As for the renovation, it’s not a problem; I can probably cover it with next month’s company bonus. And you..."
Just as he was saying this, Huo Feng’s phone buzzed—it was a WeChat ssage from Pu Sangzhi.
Coincidentally, Pu Sangzhi also brought up an important matter.
She texted Huo Feng: [My dad said he’d cover the renovation cost for our new ho. After all, both our nas are on the house.]
Huo Feng relayed Pu Sangzhi’s ssage to his parents imdiately: "I just got a ssage from Sangzhi. She says her family will cover the renovation cost because both our nas are on the house. What do you think?"
Huo Feng and Pu Sangzhi had never been so clear about financial matters before.
To him, he always regarded Pu Sangzhi as family, so he thought of them as one.
So when he saw the ssage, he felt a bit strange inside.
Conveniently, with Huo Mingshan and Shen Yu present, he sought their advice.
Such a major issue, it was hard for Huo Mingshan to decide, so Shen Yu answered on his behalf: "I think it’s fine. It’s very considerate of in-laws. Many families do indeed the sa: the man pays for the house, the woman for the renovation, and both nas go on the deed. Even if Sangzhi’s family didn’t offer, we wouldn’t think any less of her. But since they thought of it, it shows that they want Sangzhi to feel at ho in the place, so it’s good. Let their family cover the renovation costs!"
Shen Yu articulated her thoughts well.
However, Huo Feng felt a bit embarrassed...
"You want to take Sangzhi’s money..."
Huo Feng scratched his head, "How could I accept that...? How can a man take a woman’s money? Besides, I could earn enough for the renovation in just a month."
Shen Yu persuaded him again, "I think the in-laws’ idea is quite good. It’s not Sangzhi’s money; it’s her family’s. It’s like both sides are supporting you two. By doing so, they’re not only easing your burden but also doing it for Sangzhi’s benefit. This way, Sangzhi’s position in the family will be relatively higher. That’s how I see it, but maybe you’d like to discuss it again with Sangzhi?"
Shen Yu left room for Huo Feng to think things through.
Huo Feng pondered for a mont, unable to give a definitive answer for now...
"Alright then, I’ll discuss it with Sangzhi again," he said.
Shen Yu nodded, "Okay. Congratulations on buying the house, and we’ve scheduled the wedding for January 7th. It’s a date chosen by a fortune teller. Do you want us to book the hotel, or do you have any thoughts on it?"
When it ca to the wedding, Huo Feng’s face lit up with joy, "Hehe, you can handle the bookings. We’ll just co back and relax as the bride and groom. Oh, by the way, Old Huo, make sure to invite Old Zheng from my family!"
Huo Mingshan chuckled, "So cheeky! Sangzhi still calls teacher when she sees , and you won’t even call Zheng ’teacher’!"
Huo Feng laughed, "I’ve always been cheeky like this. Also, college professors will be at the wedding. So, prepare it grandly; don’t mind spending money, you two are rich!"
Shen Yu: "Can we even compare to you now? You’re a college student with a property worth tens of millions!"
The three of them chatted rrily on the phone.
Lately, Huo Feng was truly thriving amidst joyful events!
One good thing after another was happening around him!
As he said...
Life never really has a peak.
There’s always one peak, followed by another!
Wherever you choose to stop counts as a peak.
So, in Huo Feng’s life, now was not the peak.
He still has higher life pursuits, and he still wants to earn more money!
He also has...the Royal Garden to build!
...
After discussing the renovation costs with Pu Sangzhi later, Huo Feng eventually compromised.
The renovation costs were covered by Pu Sangzhi’s family.
After buying the house, Pu Sangzhi and Huo Feng continued to live frugally.
The mortgage was deducted from Pu Sangzhi’s card because Huo Feng’s money was in her hands.
In the latter half of the sester, Pu Sangzhi devoted much effort to designing the ho for her and Huo Feng.
She researched a lot of information, not only concerning renovation, design, and architecture, but also about Feng Shui for interiors.
Amidst various constraints, Pu Sangzhi ultimately designed an exceptionally perfect ho interior!
No ti to manage renovation, the sester ca to an end...
During winter break, Pu Sangzhi and Huo Feng didn’t imdiately return to Wenzhou.
Because Huo Feng had to manage the company operations, he had to stay in Beijing...
During the winter break, Pu Sangzhi began looking for appropriate renovation companies in preparation for construction.
It was only then that Ye Xi reached out to her again at the perfect ti...
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