Ever since Su Ran and Su Han had returned from the Quality Developnt Outing, Su Ran had started considering matters about buying their ho.
Two days ago, on a sunny afternoon, Su Ran brought with her her 4 million yuan and headed over to the sales office of Lucky District.
She had intended to pay the down paynt that day. Lo and behold, Su Ran was baffled by the salesgirls question.
I will need so personal information if you will be taking out a loan.
Alright.
Will you be the only person on this loan?
Yes.
What is your monthly inco?
Uh, I dont have a monthly inco, said Su Ran after a slight daze.
Your annual inco, then? The salesgirl asked again after a slight pause. How much do you make annually?
I, I dont know. Uh, Im not certain, replied Su Ran with a slight frown.
Then may I ask which company or unit do you work for?
Neither one of those, replied Su Ran honestly.
Su Ran regretted all of a sudden. Yu LeLe's Studio had extended an offer for her to be a producer previously.
This Hearing that, even the salesgirl frowned a little and she gave Su Ran an odd look.
No job, no inco, and she seed to be single. She was sohow able to produce over 3 million yuan for the down paynt. Was she a ?
After all, this woman in front of her was quite pretty.
Su Ran could read the salesgirls mind but the frown on her made her nervous.
Can I please ask. Can I not get a loan without a job or a salary?
That would be tricky. After all, we cannot be certain that you will have to ability to repay the loan without those. The salesgirl thought about it so more and said, Will you, then, be able to provide bank record of a steady inco stream in the past two years?
That question stumped Su Ran as well.
She had only just started having inco this month.
As for the original owner, she did have a steady inco of sort in the past when she was working at the club. Naturally, there would not be proof or support of those!
There was never the most desperation; there was always more desperation.
Before Su Ran could response to the salesgirls question, another worker walked over with Su Rans identification card.
We apologize, Ms. Su. We just ran your credit and you have a total of 36 late paynts on your credit card. Without a good credit history, you will not be able to secure a loan.
***
Su Ran was devastated when she walked out of the sales office.
After hesitating for a couple of days at ho, Su Ran began to wonder if she should accept the remaining few composing job offers that she had on hand.
A few celebrities studios or agents had, through so ans, obtained Su Rans contact information and had reached out to her and expressed their desires to purchase her music.
Su Ran, after listening to the few celebrities and singers other work, had declined the offers.
Now she was having second thoughts.
Nevertheless, last night, before Su Ran could even dig out the phone numbers of the studios that had reached out to her, she received a call from the sales office of Lucky District again.
Per what the salesgirl had told her over the phone: Their office was celebrating their anniversary and they would provide any custors who would be paying cash with an installnt plan.
aning to say that all Su Ran needed to do was to co up with the initial down paynt of 3.6 million yuan and to pay off the remaining 3 million yuan within six months of ti.
As much as it felt sowhat unbelievable but Su Ran was still very happy when she found out that she could buy a house after all.
She couldnt wait to share that with her son.
Which then led to what happened early Saturday morning.
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