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Beyond countless light years, within a man-made star domain, stands the renowned Entropy Sea Bank.
It resembles a colossal structure in the void, suspended above four planets with stripped cores, which appear to be gravity anchor points, firmly fixing the unimaginably vast complex.
The outer layer is covered with "Star Remnant Alloy," a material extracted from the "bones" of supernova explosions, displaying flowing silver-gray ripples in the vacuum, capable of absorbing ninety percent of energy attacks.
Its surface is engraved with the emblem of a certain divine pillar, layer upon layer, densely packed, countless in number. Upon encountering an attack, these emblems light up successively, deploying a Spiritual Shield that illuminates a large portion of the star domain.
The overall structure presents an inverted twelve-faced crystal form, symbolizing "wealth converging at the apex." Each facet embeds a cluster of cities, resembling a hive, with bustling spaceships coming and going, presenting a lively scene.
The office hall on the ninth level is an imnse do.
This is called the "Tears of Stars," with significant origins. It is said to be carved out of a whole wormhole core, with countless miniature star models embedded within, forming a real-ti evolving galactic map.
Looking across the hall, nurous office cubicles are surrounded by shimring entities akin to spiritual bodies, conducting their work.
"There seems to be so fluctuations in the Star Do Credit Library just now."
Risk control officer SH18825444 of Entropy Sea Bank was operating when he suddenly sensed sothing amiss.
He opened the Star Do Credit Library and found the source of the anomaly—a custor from the Dongxia Republic in the Galaxy.
"Let check the ’Racial Correction Coefficient,’ just the lowest end of humanity."
Risk control officer SH18825444 consulted internal docunts. Entropy Sea Bank had set differentiated standards for different races; the growth space for carbon-based life is great but has a short lifespan and most individuals are rather diocre. In contrast, silicon-based life forms rank higher, with stable energy cores.
"With such a low Racial Correction Coefficient, how did they manage to pledge credit worth a million? Could it be that their combat value quantification is particularly high?"
The diligent risk control officer continued with his duties.
Combat value quantification refers to Entropy Sea Bank’s assessnt called the "Combat Power Index."
It considers three paraters: Instant Destruction Power, Continuous Deterrence Value, and Rare Profession Premium.
The foundational standard for Instant Destruction Power is the scale of the interstellar fleet that a custor can destroy within a fixed ti;
Continuous Deterrence Value represents the deterrence brought about by the custor’s re existence;
Rare Profession Premium includes abilities like the inherent conceptual power of a Star God, unique branches created by strong paths, such as during the turbulent era of Dongxia, where iron people of chanical Ascension could ascend to beco chanical Leaders.
In the vast star sea, these are terrifying professions, causing many civilizations to tremble in fear.
"Clearly, the paraters for the Combat Power Index are not high..."
The risk control officer was completely puzzled—a credit rating of one million requires at least the ability to pilot a Divine Machine and break through a space fleet.
"Could it be substantial asset holdings?"
He queried the Star Do Credit Library again, pulling up more specific data of the newly registered custor.
"No physical assets, no virtual assets. This custor seems to have inherited from a high-risk individual, He Lanchan, at the ’Elite’ level. According to Entropy Sea Bank’s ’Cause and Effect Chain,’ this custor has a three percent probability of becoming a Martial God, and a seventeen percent probability of becoming a Grandmaster..."
The risk control officer suddenly understood. The core system of Entropy Sea Bank is precisely a "Cause and Effect Chain" created by so existence.
Whether it’s ti debt or cause and effect loans, they can only be completed based on this layer.
Similarly, the assessnt of a custor’s future potential and achievent space follows the sa principle.
"A three percent probability of becoming a Martial God is indeed worth a credit rating of one million."
The risk control officer knew well that in the vast star sea, the chance of reaching the ultimate point of a path is so tiny it can be ignored—even one in ten thousand is considered high.
For that custor to reach three percent, it’s entirely a sign of great potential.
"Surna Qin, categorize in the second energy level information library, submit for upper-level review."
The risk control officer stamped a mark similar to a seal. He could not see all the custor information due to his rank, only partial knowledge was available.
This is also Entropy Sea Bank’s privacy protection for the custors themselves.
Having processed this transaction, the risk control officer received another exchange request.
"Also a custor from the Dongxia Republic in the Galaxy, withdrawing five hundred Void Coins for the Ying family, one of the nine noble families, and requesting to open the resource list... This custor has a high-risk coefficient, possibly becoming a potential target for cause and effect loans."
During the operation, the Cause and Effect Chain responsible for the functioning of Entropy Sea Bank responded, judging that Ying Lin’s death coefficient increased by seven points, concluding his excessive resource exchange might not be compensated.
"No idea what that guy did to increase his death coefficient so much."
The risk control officer sarcastically remarked, silently rejecting the order, downgrading the available resource list, to avoid the loss of high-level materials like "Star Remnants" and "Void Crystal Marrow."
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In the Hai Province Twin Towers, Luo Bing soon received a reply, furrowing his brows tightly:
"Why aren’t the Star Remnants and Void Crystal Marrow, which Young Master Ying needs most, on the resource list! Without these two high-spec resources, those top talents from signing major companies might not be tempted, willing to risk offending the Nanhuang Daoist School and personally take action."
Normally, with Young Master Ying’s status and assets, he should qualify for the third energy level, with no reason not to open the complete exchange list.
Luo Bing gritted his teeth; he couldn’t question the Entropy Sea Bank—that’s a superpower in the universe, backed by the upper pillars of the neutral faction, the [World String].
As the personal steward of a direct descendant of the Ying family, Luo Bing had access to many secret pieces of information.
For instance, the universe holds twelve supre pillars, which act as the most solid foundation within this infinitely large, infinitely vast house, firmly supporting the macro and micro scale rules.
Dongxia’s highest research center divides them into "Chaos," "Order," and "Neutral."
Among the Order faction are [Taiyi], [Divine Machine], [Celestial Being], and [True Dragon].
The Neutral faction includes [Door], [Transfer Station], [Pasture], and [World String].
The Chaos faction, they are the root of ninety-nine percent of the Esoteric gangs and heretical organizations in the star sea.
They are [Mutability], [Paradise], [Doomsday Clock], and [Nest].
These supre pillars, their existence spawns countless variables and uncontrollable factors.
Like the erging forces of [Dark Web], [Fallen Paradise], [Business Gathering], which belong to certain supre pillars of the Neutral faction, hence they have not been under Dongxia’s control.
"We’ll have to make do. Exchange for the secondary resources, mineral, and energy liquid."
Luo Bing regrettably stated, these military-grade strategic resources are also valuable but not truly rare.
For the top talents from extraordinary backgrounds, they lack strong attraction.
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"One gram of Star Remnants is worth ninety-seven Void Coins, what the hell, so expensive!"
Qin Shi was sowhat obsessed with the Entropy Sea Bank. Through this cross-universe financial institution, he gained a lot of knowledge, originally thinking minerals and energy liquid were already scarce resources.
"One Void Coin can exchange for three bottles of minerals, yet ninety-seven Void Coins can only exchange for one gram of Star Remnants."
He hesitated whether to use his million credit from the exchange list to obtain such scarce resources unheard of in the Tai’an tropolitan Area.
Regarding the Entropy Sea Bank, Qin Shi felt wary, after all, small loans are a road of no return.
Speaking of which, if Void Coins are so valuable, can’t I earn them myself?
Using the Netherworld, refining essence, and then condensing encrypted currency with extraordinary properties...
Qin Shi mulled over this, then glanced at Super Xiao He.
The latter suddenly shivered, opened his eyes, and asked expressionlessly:
"What are you planning?"
Qin Shi coughed twice, counting on his fingers:
"I’m broke recently, owe a lot to Old Chen and Old Zhang, Teacher Lin even used her savings to supplent my cultivation resources, sigh, every day I wake up feeling crushed by ’poverty’..."
Super Xiao He’s mouth twitched. As Qin Shi’s embodint of Dao nature, he knew very well what "he himself" was scheming.
"You possess the Divine Residence Inner World, adorned with the emblem of the Four Pillars, you are essentially the Innate Mining Saint Body! There’s no need to worry! Your continuous cultivation of the ’Void ditation Technique’ unlocking its layers, will ensure your wealth keeps flowing... You think He Lanchan was a lone individual with no ho or business, how did he rank among the initial ten elites."
"He is an Entropy Sea Bank Ninth Energy Level Supre VIP, known as the ’Netherworld Mining Boss.’
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